Who pays for my injuries if I am injured in a Florida car accident?

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Who pays for your injuries in a Florida car accident starts with who was at fault for the accident. If the accident was your fault, it’s not going to paid for by anyone else but you and your insurance.

Under Florida law, we’re all required to have PIP, or Personal Injury Protection Insurance. That provides $10,000 of coverage toward medical expenses regardless of whether the accident was your fault or not. In addition to that, you can purchase medical payment coverage, MedPay, which can provide additional coverage. Once that’s used up, you can go to your health insurance as a secondary payer.

Ultimately, the responsibility for your medical expenses would be the other driver who caused the accident.

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